Pay in installments with Klarna

Klarna is a flexible payment service that lets you buy now and pay later. Simply select Klarna at checkout, and we'll quickly verify your details to process your order. You can view and manage all your payments in the Klarna app. We'll keep you updated with reminders so you don't miss any deadlines.

  • To use Klarna you need to:
  • Residing in Spain
  • Be at least 18 years old
  • Have a valid bank account
  • Having a good credit history
  • Ability to receive verification codes via text message

Flexible payments let you choose how and when to pay for your purchases. These include options like "Buy Now, Pay Later" (BNPL), which allows you to buy instantly and pay in installments with no interest (0% APR), pay the full amount after 30 days, or spread the costs over a longer period of several months. Services like Klarna make these flexible payments possible, offering you the option of making smaller, more convenient payments or paying the total amount upfront, depending on what best suits you and your budget. The Pay Now, Pay in 30 Days, and Pay in 3 Days options are interest-free, with a 0% APR. There are no late payment fees if you pay on time. If you choose the Financing option, interest may apply, and late payment fees may apply.

Check the terms of your payment plan to find out what costs you might incur if you don't make a payment. In some cases, you may be able to reschedule your payment with Klarna. This can be done through the app or by contacting Klarna customer support. Options may depend on your payment plan and account status.

You can view your payment schedule at any time through the Klarna app or website. Your account displays orders, due dates, and amounts, so you're always in control of your payments.

When you use our Pay in 3 installments, Pay in 30 days, or Financing products, we conduct a credit check to assess your eligibility . This helps us ensure responsible lending and assists our customers in making sound financial decisions for their circumstances.

Good to know: If you make late payments or fail to pay, this could negatively impact your credit score and prevent you from using our payment methods in the future.

You can read more about the credit agencies we use to perform credit checks in Klarna's privacy policy

The most stringent security standards are used to protect your data and personal information.

  • All payment information is processed securely.

  • No data is transferred to the establishment or stored by it

  • All transactions are conducted through secure connections and applying strict security protocols.

  • You can remove your linked card or bank account at any time.

If you would like more details about how we process your personal information, please see our Privacy Policy.

Check out our Cookie Policy for information about how we use cookies and your choices regarding their use.